How to convert XMR to SOL without KYC

Want to move from Monero (XMR) to Solana (SOL) without creating an account or submitting identity documents? This guide walks you through a fast, private XMR → SOL swap, what to expect with confirmations and fees on both chains, and practical privacy tips when bridging from an opaque chain (Monero) to a transparent, high‑throughput chain (Solana).

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TL;DR: Convert XMR to SOL with no KYC

• Start immediately—no registration or documents.
• Send XMR to a one‑time deposit address; receive SOL after confirmations.
• See rate and fees before sending (fixed or floating quotes).
• Works with popular Monero wallets and major Solana wallets (Phantom, Solflare, Backpack).

Why choose Swapcherry for XMR → SOL

• No account / no KYC: Begin the swap in seconds—no personal data submission.
• Non‑custodial flow: You hold coins until you broadcast the XMR transfer.
• Transparent quotes: Rate, network fees, and expected SOL are shown upfront.
• Clear settlement: After confirmations, SOL is sent automatically to your address.

What you’ll need

• A wallet with XMR you can send (Feather, Monero GUI, Cake Wallet)
• A Solana receiving address you control (Phantom, Solflare, Backpack, Ledger with Solana app)
• A small buffer of XMR for fees
• Optional: a tiny amount of SOL if you plan to forward funds later (network fees are very low)

Tip: Use a fresh SOL address for each swap to improve privacy and wallet hygiene.

How to convert XMR to SOL (step‑by‑step)

1. Open the Swapcherry widget and select XMR → SOL.
2. Paste your SOL address and choose a quote type (fixed or floating).
3. Review the live quote: rate, service fee, miner fees, expected SOL.
4. Confirm to get a one‑time XMR deposit address.
5. Send the exact XMR amount within the quote window.
6. After confirmations, receive SOL automatically to your wallet.

Solana address tips (compatibility and best practice)

• Solana addresses are base58 strings (typically 32–44 characters). Use a mainnet address from your wallet.
• No memo is required for native SOL transfers. If depositing to an exchange later, follow the exchange’s specific instructions.
• Avoid devnet/testnet addresses for production funds.
• Consider creating a new account/address in your wallet for large or distinct receipts.

Monero‑specific considerations (important)

• Subaddresses, not reuse: Generate a new subaddress for each incoming payment in your XMR wallet. For swapping out, send from your wallet as usual—no special memo required.
• View keys: Monero supports view keys to prove you sent funds without revealing your spend key. Keep your wallet files and seeds secure.
• Confirmations and scanning: Allow time for your wallet to confirm the XMR send. The receiving side detects incoming XMR via scanning—balances aren’t public like on Solana.

Fees, confirmations, and timing (plain‑English)

• Fees: You’ll see service and network fees before sending. XMR fees vary with congestion; Solana fees are usually a fraction of a cent.
• Confirmations: Payout starts after required XMR confirmations. Then SOL is broadcast to your address and reaches finalized state quickly.
• Timing: Monero confirmations gate the process. Once released, Solana finalizes quickly under normal network conditions.

Fee tips (Monero and Solana)

• On Monero, pick a reasonable fee priority; extremely low fees can delay broadcasting and confirmations.
• On Solana, network fees are minimal and chosen at broadcast; you don’t set this for the payout leg.
• If you plan to move SOL further, ensure your wallet has a small SOL balance to cover outbound fees.

Quotes, slippage, and expirations

• Quotes reflect current liquidity. Large moves can change the receivable amount—especially on floating quotes.
• If a fixed‑rate quote timer expires before your XMR send confirms, create a fresh quote to avoid delays.
• Protective recalculations may occur during high volatility. You’ll either see an updated amount or a safe rejection with a refund path.

Fixed vs floating rate: which to use?

• Fixed: Locks your rate for a short window—ideal when you must receive a specific SOL amount. Requires sending on time.
• Floating: Executes at the market rate when your XMR arrives—fewer timing constraints, but final SOL can vary slightly.

Privacy: minimizing linkability when going XMR → SOL

Monero conceals sender, receiver, and amounts on‑chain. Solana is transparent. When bridging XMR → SOL:

• Use a fresh SOL address for each swap; avoid reusing addresses across multiple receipts.
• If you’ll deposit to a KYC exchange later, privacy ends at that deposit.
• Split very large swaps into several smaller ones spaced out over time to reduce correlation by timing and size.
• Keep wallet software updated; obsolete wallets can mis‑estimate fees or broadcast slowly.
• Don’t share transaction hashes publicly if you care about linkability.

Anonymity checklist (actionable)

• Generate a new SOL receiving address for every swap.
• Avoid public labeling of your addresses in forums or profiles.
• Don’t merge or consolidate funds unnecessarily in a single account if you care about clustering heuristics.
• Prefer privacy‑respecting wallet and RPC choices where available.
• Consider spacing large swaps across multiple time windows rather than a single lump sum.

Paying the invoice: exact, partial, or overpayments

• Exact: Send precisely the quoted XMR—fastest settlement and least review.
• Underpayment: Small shortfalls may auto‑recalculate; larger deviations can pause for manual handling or refund.
• Overpayment: Excess may be refunded or adjusted in your SOL payout, depending on size and settings.

Include your transaction hash if you contact support—it helps locate your order quickly.

Refunds and safety

• Refunds, when applicable, are typically returned in XMR to the originating wallet/address.
• Network fees are deducted; extreme volatility or risk signals can affect refund timing.
• Orders are screened under our AML policy. Review our privacy and terms.

Large swaps: good practice

• Start with a small test swap to validate address, timing, and explorer visibility.
• Split big transfers into multiple swaps for lower operational and market risk.
• Avoid major news events or network incidents if you need predictable timing.

Explorer checks (what you can and can’t see)

• Monero explorers will show your transaction hash and confirmations, but not amounts or addresses (by design).
• Solana explorers display the payout transaction, destination address, amount, and confirmations—normal for a transparent chain.
• If your wallet doesn’t show the SOL yet, verify the payout signature on a reputable explorer and refresh/resync your wallet if needed.

Worked example (fixed vs floating)

1. You hold 8 XMR in Feather and want SOL to a new Phantom address.
2. Fixed quote: You lock a quote for 15 minutes, send 8.0000 XMR, and receive the quoted SOL amount, provided the transaction confirms in time.
3. Floating quote: You send 8.0000 XMR without a locked rate; your final SOL depends on the market at execution—usually similar, but it can move with volatility.
4. In both cases, sending the exact amount and within the time window minimizes recalculations and support delays.

Troubleshooting

• SOL hasn’t arrived yet: Confirm your XMR transaction is included and has enough confirmations; then check the SOL transaction on a Solana explorer. Finalization is usually rapid.
• Wrong amount sent: Contact support with the XMR tx hash; minor deltas may auto‑recalculate, larger ones might need manual review.
• Address issue: Ensure you used a valid Solana mainnet address from your wallet (not devnet/testnet).
• Expired quote: Generate a fresh quote and resend within the time window.

FAQ

Do I need KYC to convert XMR to SOL?
No for standard swaps. We enforce AML rules—always follow your local regulations.

How long does XMR → SOL take?
Generally shortly after XMR confirmations, plus Solana finalization. Exact timing depends on network conditions.

What’s the cheapest way to swap XMR to SOL?
Use a modern Solana wallet, pick the right quote type for your needs, and send the exact XMR amount within the timer. Solana fees are typically very low.

Can I keep this swap anonymous?
Monero protects the sending leg, but Solana is transparent. Use a fresh address, avoid reuse, and consider splitting large amounts to reduce linkability.

Convert XMR to SOL now

Open the Swapcherry widget, paste your SOL address, and send XMR. We’ll handle the rest—no account, no KYC—so your XMR → SOL conversion completes quickly with transparent pricing and clear settlement.